email response from Edcombs
The response I got back from one of the CRA's was that the original creditor did not recongize the name on the letter and does not accept that letter. The other CRA had listed that the creditor verified the charge-off. I haven't heard from the 3rd one.
Recently I have learned that Experian and Transunion sometimes does not contact the furnisher of information when verifying a dispute, but merely verifies the information already placed on their magnetic tapes. Due to the nature and circumstances of my last dispute, I find it hard to believe that Credit Bureau Services has been contacted by the credit bureaus in question.
Purchased by another lender: http://www.creditboards.com/phpBB2/viewtop...ght=sassy julie
The confusion happens when 2 or 3 ROUNDS are sent in to 1 CRA before the first 30 days for the first round have expired.
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