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but right now I cannot afford either

Although Prada remains the pinnacle of contemporary fashion following Tom Ford's retirement -- in 2004 Vogue Editor-in-Chief Anna Wintour is said to have told Miuccia Prada that she was "the only reason anyone comes to Milan" for runway shows -- it continues to derive the overwhelming bulk of its revenues from its original leather goods business, the sale of shoes and handbags

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How can I figure out the name of it?

Magnun was a very high end department store catering to the well heeled

i adore coach!hi I have a couple of designer replica handbags that are good copys for sale at reasonable prices if any one is intrested please let me know and i can list them on ebayFYI: You are not supposed to post SPAM on these boards

How do you get a stain out of a coach bag?i recommend shout

The monogram oneWell, LV doesn't have an outlet store, so this is the price everywhere in the U

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Its still gone too!!!! But considering its a leather bag just make sure it doesnt get rained on

besides I thought you were in jail Paris

Does anyone know first hand of a good website to go to?i actually don't like buying replicas online

If it seems like it is just one piece of flat fabric, then it's face

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If it is like 50%+ cheaper, then you have to ask yourself

I love it because it's KICK A S S!I have Chanel and Dior in my makeup bag but, I have more Chanel than Dior

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With that said, I wanted to tell you about Ebates, a shopping site that gives you up to 25% Cash Back every time you shop online

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They're SO fake!They should buy genuine one, and if they can't afford it, too bad

If anybody has any links to a site that tells how it is reall or fakee

Happy travels to you!its beautiful but not strikingly unique

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Thing is, it's a car loan, and I'm talking to the lender trying to get in writing that, on successful completion of the loan or the BK, they'll remove the notation and leave it as a positive . I think that's their intent, since they're reporting it as paying as agreed/never late. I'd much rather suffer with a negative now and get a positive auto TL coming out of BK than just get it included.

You say: "Do the work that you want to do on the home and then when you are done refi the heloc money into the first loan. "

If I dispute the 3 charge offs and the judgment at the same time, should I just use one of the sample validation letters with the account information, and no further info and sending CRRR shows that you are serious. Anybody have suggestions on the best way to send off the info?

Allow mail contact only.

no they can't sell it, but you must act fast. Once you file, you have to immediately send notification to their lawyer or official department so that they know that they can not sell the car.

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May I assume, then, that the claim for any defiency balance is NOT legal...since my 1st communication from the OC occurred 2yrs and 7mos AFTER the sale of the vehicle? Until that time, not a word from them.

Thank you and I look forward to your resolving this most expeditiously.

Should I send the letter a verification from the letters section of the forum? If not, is there anything else I can do? If all else fails I would say just PAY IT to get them off her back, but it will still remain on her EQ credit report. I'm fed up with CBV and EQ. My girfriend has a 780 on her EX report and a 7somthing on TU, but EQ is so low because of that ONE incident that she was denied credit for a new CC to transfer a balance to. HELP US, please!

So lets say on the 31st some CA agrees to delete for payment....so you pay him..how do you prove or make sure they actually delete?

I have a fax relationship with the bankruptcy department and the only thing that they say is that anyone can make you an authorized user so there is nothing you I do about it.

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Coach are so common now and almost everyone own one

it's not expensive from us

I assume the purse is leather

i love the shape and style of the first bag

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Never again even if they paid me to carry their card.

Not sure abotu BK friendly, but I had 5 CO's all showing with balances, and collection accounts . Just before thanksgiving - before I had a ton of stuff removed from my report - I got a swiss colony catalog with a "preapproval" for $225.... Never taken them up on the offer before though and I really didn't see enough stuff I liked to make it worth it now...

Here's another site, www.msfraud.org

Good luck...all you need is this board, some time, and lots of patience and persistance...YOU CAN DO IT!!!!

Let me know how you make out....I'm giving EQ one last chance to fix me right before I go after their undergarments as well. Long about March 10th or so we'll know whether we get to play ball....

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It doesn't have to be all the latest models, stuff from past seasons is fine too

well they are both really nice purse brands

Personally , I wouldnt notice

Or is there something else entirely that I don't know about yet

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I have the opinion that pixichic and emorgan26 may be one and the same. If I am wrong, then there is likely some collusion between the two. And if there is collusion, we will likely never know the cause/answer.

Now I AM NOT SURE ABOUT THIS!!!!

Did you by any chance know at the time that your ex was signing your name, and go along with it? I can't imagine why one would do that, but......

When I started asking questions about the hud mortgagee papers and their practice of reviewing hardship papers for 3 months that's when they got nasty, told me I didn't know what I was talking about and that they were managers. They truthfully told me that. I repeated to hud lady but no comment.

congrats now get the fee waived and the 25,000 bonus points...........

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The Collection agency has the Judgement which i have sent Validation letter. I sent it CRRR, and they have not responded well after 2months. What should my next plan of attack be. In my favor the OC went out of business.

I'm far from being an expert but I have had/am having a similar situation--several accounts showing c/o and balances and active collections that should be showing IIB. Here's my experience:

BTW, do you have any addresses for Verizons internal CA? I would greatly appreciate it.

Citi was my slowest card. I applied Feb 1 or so online. Got a message that they would review my application . Called back on the 4th to find out they approved my application and waited. Didn't get the actual card till the 14th. There's a number posted somewhere either on this board or creditnet that you can call and ask if you've been approved or not.

Braindead???? Must be close!

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Next year in sixth grade i am going to be a cheer leader at Samual s

im looking for a cute new purse for school

but if u dnt live there, u hav 2 shop online!Not sure if that's possible unless you buy it used

thanksI have an off white leather purse that needs some cleaning

(a little expensive but soo cute!)

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I just used this cc the one time, just to be able to check it out Now I have to hope that they will let me make a payment over the phone!!

Why should this have come off last year?

By____________________________

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You wanted them to leave you alone. They have offered to do so. Let them leave you alone and then let the state investigate them. If they reneg on their offer to release you THEN go after them. But I would be wary of suing for the sake of suing. This letter could very well bury them in court so if you wanted to you COULD sue, but do you really want the $1000 THAT badly to have to go to court and fight for it when they have already said they will let you go???

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[Insert name of collection agent, if available]

I would totally sue if I could!! I have managed to get all CA info off my reports, my problem now is 3 paid OC charge off's with FCNB, DMB, and providian. They won't budge and I have nothing on them. Although FCNB is the only one listed as disputed so I suppose I could sue the others for not listing it as disputed?

I called my vendor, and they said that UPS didn't come pick it up until today. I don't know who to believe.

I'm sending this letter to see if the bank will take care of the duplicates because the CRA's keep reinvestigating. I don't want mine to keep multiplying.

In your opinion, any snowballs chance of this with them?

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A real designer purse should be well-made, with good materials and details, usually made in Italy or USA (beside China and other third world countries), the inside should be nice fabric usually silk or something similar with the logo of the designer, standard pockets for cellphone, pens, zipper pocket

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finally someone who actually looks at the bag and buys because they are nice, not just to show off the logo

To an economist or strategic planner, a caw represents an area of dominant influence over markets in adjacent areas

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they dont sell anything online besides beauty products

If I'm out without the diaper bag, I carry my ID and money in my back pocket

can anyone remember the name of the designer?

ur mom's probably not into high fashion

Juicy couture purses usually range from one hundred dollars to four hundred dollars, if you arent willing to spend somewhere in that price range ,you might have to try the black market

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email response from Edcombs

The response I got back from one of the CRA's was that the original creditor did not recongize the name on the letter and does not accept that letter. The other CRA had listed that the creditor verified the charge-off. I haven't heard from the 3rd one.

Recently I have learned that Experian and Transunion sometimes does not contact the furnisher of information when verifying a dispute, but merely verifies the information already placed on their magnetic tapes. Due to the nature and circumstances of my last dispute, I find it hard to believe that Credit Bureau Services has been contacted by the credit bureaus in question.

Purchased by another lender: http://www.creditboards.com/phpBB2/viewtop...ght=sassy julie

The confusion happens when 2 or 3 ROUNDS are sent in to 1 CRA before the first 30 days for the first round have expired.

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Here's all that I could find:

i think you should get these styles:

They often have rugs, paintings or wall coverings of some sort

You shouldn't broadcast the fact of the purchase because it makes you an accessory to fraud

jhtml?itemId=prod2540002&parentId=cat111&masterId=cat103&cmCat=cat000000cat103cat111&index=8&tid=P9here are some

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How much do you think it will be?It depends on the style and size

Touring itself can bring income, but for Cel

Your second option is to heat the crayon marks up

no, u just tell them u thought it was realWhatever u do do not go into their secret place

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or just glue them to your face

This site is for people who give a fhit!Pack of 20 Marlboro Lights

it just doesnt have a key chain thing on it

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ThanksMy parents brought me back a purse from Mexico made with folded candywrappers

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I'm still peeved @my doc though. I asked him why he won't do another US and he said if you don't like it, you have to pay for it yourself. We charge $600. :shock: Your insurance only pays for 1. So yeah, that still bothers me my insurance is pretty awful. Plus doc is only a 2nd year resident. LOL. They even forgot to check my BP and urine last month's visit. Awful clinic.

They can't do that :x . I filed BK7 and a debtor that was listed on my BK7 put the debt onto my credit reports with a balance owing and reported it as a bad debt. I was told they sometimes will do this because they are upset about the BK. Mind you it was never in collection or reported on my credit reports before I filed.

This one stumps me a bit... TCF is the OC? Is H & F Law the CA on this? Because if TCF really did send this over to the CA, it shouldn't report as a paid collection ,it should report as 'account transferred/sold/whatever' with a $0 balance. If TCF never did send it over, and they are the OC, I don't see how they can mark it as a paid collection.

That way your not tempted to hock them for a bus ticket home...

The city attorney is collecting for the city. So do I do a verification letter ? My instinct tells me to do a verification letter.

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My bag was purchased from the "Coach Store" in downtown Chicago, on Michigan Avenue which is the world renown "Magnificent Mile"

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And I REALLY don't need it

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Everyone has a coach bag

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I'm just curious, I've often thought I would like to do that sort of thing, but don't know all that is involved. It may not be something to get into right now, but I"m still fairly young and in the future it may be worth looking into. After the process I've been involved in with buying this house, it sort of reconfirms a curiousness about that line of work...

Ok, one more thing. Say they don't remove it. Will it change the date of last activity to now and make it another 7 years.?Theoretically no, as a practical matter they could change the DOLA and you would have to fight to get the DOLA reflected correctly.Do accts fall off after 7 years of date of last activity or is it another date?They should fall off. Sometimes they don't, other times they get "re-aged" improperly and again, you'll need to fight.

mine was instantly. however, the confirmation page said something that they need to verify a couple of pieces of info from me before they issue the cards. i presume they'll call me within the next 2-5 days or so.

But the contact info is my contact info, not hers, that's the issue. She has a different address, and Cap One has that address. This address is mine, has never been hers. If she used her phone for services, it would have recorded her number, and the address associated with it, not this address. She's in Texas, I am in Virginia.

are you saying that they gave you all 3 CR :EQ, EX, TU?

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I don't know if it's appropriate for a 13 year oldI think the it is really cute

She was also wearing Sergio Rossi heels, Dean Harris hoop earrings, Boucheron bangles and a ring from Cartier

and very creative :index1

At the bottom of where the C's touch it should make a V and at the top it should be flat

PLEASE HELP !!Okay so at school theres this handbag and it can fit my binder, pencil pouch, notebooks, etc

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btw, where are you from?

but since soo mant people wear fake ones in brighter colrs even like purple and green peple might think its fake

Way too many illegal copies being sold online

Did or does Juicy Couture make the Day Dreamer bag in navy and Gold??????theres one in my closet right now

If its just small, you can put it in a ziplock and then remove it from your bag when it pass through the X-ray machine, that way, they will allow you to bring it inside

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They have tons of Louis Vuitton and other designer handbags for less

Hope this helped!!Don't go to the official coach store because they never have any sales

so help!!!!The best way to ensure that it's real is to do what I do

Of course, the dress could not be returned and is a discontinued style

Type that in^Target!!!!!

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My question is: Is the 6500.00 difference considered a down payment for financing reasons. Also, phase 3 will be even higher priced.

What makes it worse is every time I dispute it......My credit score drops because either equifax or the OC are adding payments after the last day of activity!!!!! :twisted:

I saw a bunch of aliens in Marietta , they were doing lawn work.

They just wont speak to BANKONE.

I need to see an example of "Depositions of Witnesses Upon Written Questions" - so that I have some sort of a template to draft from.

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You can sell bags that are like prada styled and say like this is modeled after this prada bag but u cant say like fake prada bag cuz knockoffs are illegali think its ok cause they listed fake clearly the so the person who brought dem should hav read itAprilChil

and also ebay!!!other than the coach store you can check out

the chain is on it but no tag so she could of took it off mine too

Dooney & Burke and Fendi have nice purses as well

Macy's, Nordstrom's) will have a serial number

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they are real and everything they are just cheaper

the outside is red leather with no visible "coach" sign, which i think may detract the value, as a lot of people like to flash labels around

is the east west demi a retired coach purse? because i'm buying one off ebay and it's so cute and it is a signature c east west demi and i can not find it on the caoch website so has it retired or is it a fake! ps: must know soon don't want a fake (i have fakeaphobia) and the price is too expensize to be riped off!

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-if the leather is puckered

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There are plenty of bags that are not balenciga knockoffs that are really nice bags in the same style

Yes its cute and good price for the size that it is

So I just put in in the sunroom and left the windows open for a couple of weeks ~occasionally giving it a good spray of "odor out"

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i'm british, and also a guy (a straight guy)so

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If you like it so much though, get it! =)anywhere on the net

its being auctioned for $10,000++ Would this mean that the bag being sold here is a fake one

to see if they are cheating? I know lots of girls that are basically private eyes when it comes to their men

but that is pretty much how it is in every state

If it doesn't have one of those most likely it's fake

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Nope. Not reporting it yet. I'm afraid that if I send in the money then they'll report it in the meantime and I'll end up with a paid collection that I won't be able to get rid of....

Umm, no offense, but when it comes down to a wireless company like Verizon/T-Mobile/Cingular having something like this shoved on them, and their options are either A) hire an entire army of people at $12 an hour to do nothing but process number portings or have the millions of transferrees have to actually has been in the air since the late 1990s, held at bay by carriers� united front against it. But recently leader Verizon broke ranks, saying that it could live with LNP, thus giving the FCC the impetus it needed to "put its foot down." This places carriers "on the horns of a dilemma," says DeMaine. They say they will lose $1 billion in technical costs that will facilitate LNP-money they won�t be able to invest in service improvements. But with the most significant barrier to churn-the inconvenience of changing numbers-gone, services will be a key weapon in the war to keep customers."

If you had $10K cash liquid and rough credit and were going to invest in real estate, what would you do? A fixer-upper? Build a modular and flip it? Single family rental? Buy a commercial condo?

They list the public record using the name and address of the courthouse. I feel that the true 'information furnisher' under the FCRA should be the Third Party, not the courthouse. They are the one that supplies the information and responds to disputes and the one CRAs should supply the consumer as part of the verification procedures.

BofA pulled TU for me and a CHex. I have a no-no on Chex, but she said if it was more than a year old, it was OK. My TU score at the time was a 581, still got a checkcard and everything.

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Are you kidding? I cant get a credit card in my personal name unless it was secured. My personal credit stinks. No no pg was gven and im not sure what they pulled but my d&b ratign wasnt even there yet. I know they verified i had a bank account with my bank but thats all i know.

DEMO, 2003, 36,000 MILES is what they are trying for ? we havent talked about the price yet.

On April 7, 2003, I sent in a dispute. On April 24, 2003 you sent a letter stating your policy regarding credit repair companies. I mailed my response on May 25, 2003 letting you know that I needed you to complete the investigation that I had requested. This is what you are required to do under the FCRA. You are not given an option as whether you wish to do the investigation or not. It is mandated by federal law along with penalties for your failure to complete the investigation.

Okay, sorry this is long... BTW, I've checked w/ the Arkansas State Board of Collection Agencies - they are licensed and bonded. Any suggestions/opinions would be greatly appreciated.

Rec'd their "validation" which consists of a screen shot-stating the balance was from 5/01. Funny, because they're reporting this as the account was opened in 2/03- guess how much my scores tanked because of this?

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-mirrorTry a "real" replica, not one that is obviously not Coach

First of all, I have PLENTY of real purses, real jewelry and real designer clothing

Also, for something cheaper, Target sometimes has cute bags and you can also try department stores such as Boscovs, TJ Maxx, or marshalls usually has cute totes

I returned a guys wallet just a few months ago

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If you are unsure on the contract, ask you Realtor -- this is their job to explain this to you.

I have already retained EdCombs to handle this one CA that thought it'd be cute to call my next door neighbor and harass her into taking a phone message for me.

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I called 888-972-5722 then press "2" and it will ask you for your report number. The first guy transferred me to some other lady.

I have no problem faxing WITH CMRRR ITS, but I really don't use it for validation. Too easy for the CA to claim they didn't get the fax, it was a number that is no longer working, the fax machine was eating paper that day, etc, etc, etc. CMRRR actually gets a signature of someone at the company.

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The site and posts show up on all major search engines and you will additionally attract more people having the exact same problem with the exact same company.

There are some additional charges on the auction slip that are over and above the actual purchase price of the car that are valid fees.

Gosh.. you all are like a bunch of inspirational speakers!

Now, I've heard that if you have safety or maintenence issues, that you can get out of any lease that way. fees to do so? Any and all posts are appreciated!

Previously financed w/ same Lender. I fell behind, car charged off. But, paid them in full AFTER charge off...hence why they gave me another chance.

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Posted: Mon Jul 07, 2003 3:31 pm Post subject:

As the consumer, you can only provide the information that is on your credit report regarding a specific trade line, your name and address. Exactly what information am I legally obligated to provide? I didn't send them any account numbers, just my name and address - but I have an unusual name and they are sending bills to the same address I provided them.

So...uh... I'm gathering that you don't actually get to touch the money, however, you get to pay 1% of the total deposit amount to have your timely payments recorded to a yet-to-be-identified CRA?

We are recarpeting our lower level and today is the day they are coming to get the measurements. The carpet place said they would call today with a window of time that they would be by.

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I have never heard of the brand and tried to find it on the internet with no luck

I do think Dooney & Burke purses are cute

right now? Anything odd?A costume jewellery ring, my wallet, crayons, 2 stiff cardboard books, 11 sheets of computer paper, a mandarin and sunglassesA couple health care cards

I got a Coach purse from this store that claims to sell real bags for 75 dollars, but if oyu buy it from the coach website it costs 325 dollars